Commercial General Liability Insurance in Colorado
Commercial General Liability Insurance (CGL) is often referred to as business insurance. This type of insurance will help protect your business against bodily injury or property damage liability claims that occur during normal business operations. Without having the proper business insurance in place, you could be responsible for property damage or medical expenses out of pocket.
There are a number of different scenarios where CGL insurance can protect your business. Imagine a client slipping and falling at your location and suffering extensive injuries. Or consider if you have an employee working on a client's home and accidentally damages their property. CGL insurance can help provide the protection you need.
General Liability insurance will not cover all losses. For example, an employee who is injured while working for you will not be covered under your CGL policy. A worker's compensation insurance policy will be necessary to provide adequate coverage for your employees.
Commercial General Liability insurance will help protect your business from a number of costly claims. However, in many cases, clients will request or require CGL insurance to make sure that you have the necessary protection in place before they sign a contract with you. Once a policy is in place, we can provide you with a certificate of insurance to show proof that you are insured.
For an added layer of protection, consider purchasing a commercial umbrella policy. Our licensed agents at Front Range Insurance are happy to discuss all of your options and provide insurance quotes for your business.