What Colorado Residents Need to Know About Boat Insurance

Owning a boat is a great way to enjoy the beautiful outdoors that we have here in Colorado! If you are in the greater Littleton, CO area and are considering a boat purchase, the team at Front Range Insurance Services is here to help you get the coverage you need. It’s important to protect yourself from liability in addition to covering your boat from theft and damage. We’re here to help you determine which policy is right for your needs.

Important Policy Facts for Colorado Boat Owners

A lot of boat owners focus on the need to physically protect their boat from theft or damage. There are other considerations that can often be overlooked to the owners’ detriment. It’s easy for accidents to happen when you’re out on the water and injuries can also occur during such incidents. Yes, your basic boat policy can cover any damage to your boat, but what if there is damage to another person’s property or injuries that occur as a result of the accident? Having an appropriate amount of liability insurance will help to protect you from a financial obligation due to an accident out on the water.

Another important feature to look for is coverage of your vessel when you are traveling from one place to another. Boat owners who trailer their watercraft on a regular basis will want to look into additional coverage for their trailer as well as the boat. Again, it’s not always enough to have coverage for physical damage without ensuring the right amount of liability protection.

Let the team at Front Range Insurance Services help you find the right policy to protect your boat! If you are in the greater Littleton, CO area call or stop by today and learn more!