Is Your Vehicle Protected Against Disasters?

With natural disasters on the rise, it only makes sense to protect your assets with insurance. This includes your vehicle. The right auto insurance coverage can protect your vehicle against disaster damage or total loss. Here’s how auto insurance from Front Range Insurance Services works to safeguard your vehicle against disasters in Littleton, CO.

Types of Coverage

Auto insurance offers various types of coverage to include liability, collision, comprehensive and uninsured motorist. Liability coverage protects other drivers in accidents you cause. Collision insurance covers damage to your car caused by a collision. Uninsured motorist insurance covers damage caused by uninsured drivers.

Comprehensive insurance covers theft, vandalism, and damage caused by falling objects. Comprehensive also protects your vehicle against natural disasters.   

Types of Disasters Covered by Comprehensive Coverage

In addition to theft and vandalism, comprehensive insurance offers your vehicle valuable protection against natural disasters. This includes damage caused by floods, wildfires, tornadoes, hurricanes, hailstorms, and earthquakes, up to the limits of your policy.

If you own an expensive car, you can greatly benefit from the disaster damage protection that comprehensive insurance can provide. For optimal protection, make sure you get sufficient comprehensive insurance to cover the value of your car. You should also review any restrictions that come with this coverage to ensure there are no problems when it comes time to make a claim.

Colorado is prone to many types of natural disasters to include flooding which can lead to landslides, wildfires, tornadoes, and winter storms that can lead to avalanches. If you live or travel frequently to areas where these disasters are likely to happen, you can be prepared for any eventuality with comprehensive coverage.

To learn more about auto insurance coverage and costs in Littleton, CO, contact Front Range Insurance Services today. We’re here to meet all your auto insurance needs.