First Time Homeowners: Colorado Edition

Whether you are a new resident to Colorado or been here for years, buying a home in the centennial state can be a unique process. Colorado has long been touted for its beautiful weather to include upwards of 300 days of sunshine and snow-capped mountains year-round, but what people might know – except for residents – is that the weather can wreak havoc throughout the year causing angst to many homeowners. Once you’ve found your perfect house, give Front Range Insurance Services in Littleton, CO a call for any of your home insurance needs.

Tip #1: South and Southwest Facing Driveways

Unless you want to be shoveling or plowing snow for hours, it is best to find a home with a driveway that faces South or Southwest so that the sun keeps it in check and melts most of the snow. Depending on where you live, your homeowner’s association may be responsible for plowing your street – not the city – so it can take hours for it to be done or the street might never be plowed. 

Tip #2: Hail Damage Coverage

Hail is notorious for damaging everything from cars to homes in Colorado with the typical season lasting from April through the summer. Consequently, don’t skimp on a homeowner’s insurance policy that doesn’t include hail because at some point fixing damage from hail will be a reality. At Front Range Insurance Services in Littleton, CO, we specialize in home insurance and will work to be sure that you are completely satisfied with the selected policy. 

Tip #3: Know Your Financing Options

With interest rates at an all-time low, there has never been a better time to get a mortgage but that doesn’t mean you shouldn’t comparison shop for the best rates. Additionally, if you are a veteran you are eligible for specialized programs that offer reduced down payments along with the Colorado Housing and Finance Authority which specializes in getting any income level individuals into a home.