What Does Business Insurance Cover?

If you are a Colorado business owner, protecting your business assets and employees is essential. Purchasing commercial insurance is a key step in safeguarding your company. Some business owners may need assistance in selecting the best insurance portfolio for their unique needs. If your company is located in Littleton, CO, our team at Front Range Insurance Services is ready to meet with you and discuss your options. Since 2004, we’ve been helping businesses like yours find the right coverage.

What Does Business Insurance Cover?

If you’re a new business owner, you may not be familiar with what a standard commercial insurance policy covers. Every business in Colorado is required to have general liability insurance. This type of coverage protects your company from lawsuits filed by individuals who are injured on your property or by your company’s products. General liability insurance is a critical asset if someone sues your business.

Another key component of commercial insurance is property insurance. Property insurance covers damages to your building caused by weather events, fire, or vandalism. Colorado businesses are also required to carry workers’ compensation insurance and health insurance for employees. If your company owns vehicles used for business purposes, you must have commercial auto insurance. Optional coverage types include business interruption insurance, cybersecurity insurance, and umbrella insurance.

Call Us Today for Your Appointment

As an independent insurance agency, Front Range Insurance Services offers a wide range of insurance options to meet your needs. Businesses in the Littleton, CO area trust us for excellent customer service and reliable support. Contact us today to schedule an appointment and let us help you keep your insurance protection up to date.