In Colorado, it is required to have auto insurance unless you own more than 25 vehicles and wish to self-insure them. For everyone else, specific types of coverage are required for Colorado vehicles. If you need insurance for your vehicle, give us a call now at Front Range Insurance Services in Littleton, CO.
The required types of coverage in the state are all types of liability coverages. This pays for damages to property or people in an accident, when you are at fault. A specific amount is required by law for your bodily injury or death coverage for one person injured or killed in an accident. A second, higher amount of coverage is required for all injured parties in the accident. There is also an amount of property damage liability coverage that is required. This pays for the damage done to other vehicles, buildings, plants, etc., caused by your vehicle.
The amount of these requirements are relatively low compared to many other states. However, these amounts are only the minimum required coverage. You can choose to raise the amount so that you are better protected, and this is generally recommended for those in Colorado.
Other Coverage Types
While liability is all required by law, there are other types of coverage that you can get for auto insurance that will give you different types of protection. Liability doesn’t pay for damages to your own vehicle, and this can leave you in a financial mess after an accident. Getting collision and comprehensive coverage will pay for your own damages so that you can get the repairs or new car you need.
Cover Your Vehicle
Having at least your required auto coverage is essential to stay legal. Call us at Front Range Insurance Services in Littleton, CO to find out more.