Do you enjoy boating in the summer? Do you live in or around the Littleton, CO area? Front Range Insurance Services can provide the boat insurance you need to ensure your fun continues all summer.
Boat insurance can provide coverage for the unexpected. It can include coverage for damage to your boat and its equipment, in addition to injuries to others and damage to their property or other boats.
Boat insurance will cover most crafts with sails or engines, but not all boat insurance will cover boating toys, such as Jet Skis.
Similar to car insurance, boat insurance can be customized to fit your needs and budget restrictions. The boat’s type, size, value, and age can determine the best coverage for you.
Even in states where boat insurance is not required, it is a good idea to have it. Why? Financial security. If an incident occurs, you will be responsible for the deductible. Insurance covers the remainder. Without insurance coverage, you will be responsible for paying out of pocket for the full cost of the repairs to your boat or someone else’s, any legal costs, or other individuals’ medical expenses.
Most boat insurance policies will cover the following:
- Bodily injury to you or someone else
- Property damage to your boat resulting from vandalism or theft
- Property damage by your boat to another boat if you are at fault
While your boat is stored during the winter months, it is a good idea to keep it insured. It is protected in the event of a fire, theft, or other damage that can occur. Make sure your investment is protected year-round.
The insurance professionals at Front Range Insurance Services can provide a no-obligation quote or answer any questions you may have. Contact our office today.